Terms and Conditions

Terms and Conditions
Last updated: October 25, 2026

Welcome to the website of LifeTrust Financial LLC. By visiting or using this website, you confirm that you have read, understood, and agree to these Terms and Conditions. If you do not agree, please do not use this website.

Purpose of This Website
This website provides general information about life insurance and helps connect interested consumers with independent, appropriately licensed insurance professionals. You agree to use this website in compliance with all applicable laws and regulations.

How Our Service Works
LifeTrust Financial LLC is an independent marketing and lead-generation business. We are not an insurance company, carrier, or agency, and we do not sell, issue, or underwrite insurance policies.

We generate consumer inquiries through digital marketing and advertising. If you call a phone number shown on this website, your call will be routed directly to an independent insurance professional who can discuss relevant products and answer questions about potential coverage. LifeTrust Financial personnel do not participate in or conduct insurance sales conversations.

The insurance professional who receives your call is solely responsible for the insurance discussion and for any transaction that may follow.

No Guarantee of Coverage
Calling the number on this website does not mean you will qualify for, be approved for, or obtain insurance coverage. Eligibility, underwriting, premiums, coverage amounts, policy terms, and approval decisions are made by the applicable insurance carrier and the licensed professional handling your inquiry, subject to applicable law and carrier guidelines. LifeTrust Financial makes no representation or guarantee about the availability, approval, eligibility, rates, or issuance of any insurance product.

Informational Purposes Only
The information on this website is general in nature and is not financial, legal, tax, or insurance advice. Insurance products, features, pricing, eligibility, and availability vary by state, carrier, and individual circumstances. Anyone seeking guidance about their own situation should consult an appropriately licensed insurance professional.

Insurance Carrier Relationships
Unless specifically disclosed otherwise, LifeTrust Financial has no affiliation with, endorsement from, sponsorship by, or contractual relationship with any insurance carrier named on this website. Carrier names, trademarks, product information, and other references to insurance companies are included for general information and marketing purposes only and should not be read as indicating any affiliation, endorsement, sponsorship, or partnership.

The independent professional who receives your call may discuss products from one or more carriers. Those products and discussions are subject to the professional’s licensing and appointments, state laws and regulations, product availability, and your individual eligibility.

Privacy and Website Information
This website does not currently offer online forms, user accounts, registration, logins, or other features that ask visitors for sensitive information such as passwords, account credentials, or financial account details. The website may use cookies, analytics tools, advertising technologies, and conversion tracking. For details on data collection, cookies, advertising technologies, and call routing, please review our Privacy Policy.

Limitation of Liability
To the fullest extent allowed by law, LifeTrust Financial LLC is not liable for any losses or damages resulting from use of this website or reliance on its content. Matters such as coverage, premiums, underwriting, eligibility, policy provisions, and pricing are determined by the insurance carrier and the licensed professional handling your inquiry. This website and its content are provided “as is,” without warranties of any kind, except where such disclaimers are not permitted by law.

Content Ownership
Unless otherwise noted, the text, graphics, images, logos, and other content on this website are owned by LifeTrust Financial LLC or used under applicable rights or licenses. Copying, redistributing, modifying, publishing, or reusing this content without permission is prohibited.

Changes to These Terms
LifeTrust Financial may update these Terms and Conditions from time to time to reflect changes to the website, our business, or legal requirements. Updated terms will be posted on this page with a revised “Last updated” date. Continued use of the website after changes are posted means you accept the updated terms.

Governing Law
These Terms are governed by the laws of the State of Florida and applicable federal laws of the United States.

Contact Us
Questions about these Terms? Contact:
LifeTrust Financial LLC
12021 Pioneers Way, Apt 1410, Orlando, FL 32832
Phone: (810) 309-0259
Email: info@lifepolicycontact.com